Smart Refinance Analyzer

Compare your current loan terms against refinancing offers. See break-even analysis, potential savings, and clear recommendations.

Select Your Loan Type

Lower your car payment or pay off your auto loan faster. Compare current terms vs. new refinance offers.

Reduce monthly payments, switch from ARM to fixed rate, or tap into home equity. See if refinancing makes sense.

Lower interest rates on private loans. See potential savings vs. federal loan protections you might lose.

Refinance high-interest personal loans or consolidate multiple loans. Calculate potential interest savings.

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See exactly how many months it takes to recoup refinancing costs

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Calculate total interest saved over the life of the loan

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Get straightforward "DO IT" or "NOT WORTH IT" guidance

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