Privacy Policy
Last Updated: November 3, 2025
Your Privacy Matters
At LoanSmart, we are committed to protecting your privacy. This Privacy Policy explains how we handle your data when you use our loan optimization tools.
Data Storage
All your data stays on your device. We use browser-based storage (IndexedDB and localStorage) to save your loan analyses and preferences. This means:
- Your loan details never leave your browser
- We don't have access to your financial information
- No server-side storage of personal data
- You control your data - clear browser data to remove it
What We Collect
We collect minimal data for analytics purposes only:
- Analytics: We use Ahrefs Web Analytics to understand how visitors use our site (page views, navigation patterns). This does not track personal information.
- No Personal Information: We do not collect names, email addresses, phone numbers, or financial account details.
Cookies and Tracking
We use essential cookies to remember your preferences (like dark mode). We do not use tracking cookies or third-party advertising cookies.
Third-Party Services
We do not share your data with third parties. The only external service we use is:
- Ahrefs Web Analytics: Privacy-focused analytics that doesn't track personal information.
Data Security
Since all calculations and data storage happen in your browser, your data is as secure as your device. We recommend:
- Using a secure, up-to-date browser
- Not using shared or public computers for sensitive financial analysis
- Clearing your browser data after using shared devices
Your Rights
You have complete control over your data:
- View your saved analyses in the History section
- Delete individual analyses or clear all history
- Export your data for your records
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last Updated" date at the top of this policy.
Contact
If you have questions about this Privacy Policy, you can review our Terms of Service.